Great News for First-Time Buyers in Palmdale & Lancaster

Where are you looking to buy a home?

Are you a first-time home buyer?

Are you planning to sell a home in addition to buying one?

Our Loan Officers can help you understand your options.

Where are you at in the home-buying process?

Are you working with a real estate agent?

If you are, we will connect with your agent to make sure we keep them updated about your loan

What kind of home are you looking for?

It can make a difference in the type of loan you can get.

How do you plan to use your new home?

Your loan options may vary depending on how you intend to use the home.

Are you (or your spouse) a veteran or active duty military?

If so, you may qualify for a VA loan.

What's your target Purchase price?

How much do you have for a down payment?

Military service may qualify you for a VA loan, which does not usually require a down payment. However, you can choose to make a down payment to lower your monthly mortgage payment.

What is your annual income before taxes?

The amount you may qualify for depends partially on your income.

Do you know your credit score?

It is ok to estimate.

Are you self-employed?

Have you had a bankruptcy, foreclosure, or short sale in the past 4 years?

Experiencing one of these events does not mean that you can not get a loan, but it can affect your eligibility for certain loan programs.

Almost there! What is your name?

Nice to meet you. What is your email address?

What is the best number to reach you?

Thank you!

We have received your request and will contact you shortly.